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101 S James Campbell Blvd, Columbia, TN, 38401
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    Many people put off buying a vehicle because they think they can’t afford it. They see the prices of new vehicles and assume all vehicles cost that much. However, there are many vehicles available at affordable prices. If you’re looking to get a new vehicle without breaking your budget, Stan McNabb Chevrolet of Columbia has a great collection of vehicles available for under 20K. Getting a vehicle for under 20K is often a great decision for many buyers, and we aim to make the process as easy as possible.

    Benefits of Buying a Vehicle for Under 20K

    When you buy a vehicle for less than 20K, you’ll enjoy a range of benefits.

    Lower Cost

    The most obvious benefit is the lower cost. The lower the value of the vehicle you buy, the more affordable it is. A vehicle’s value impacts how much you’ll pay on your monthly loan or your lease terms. If you’re looking for a way to make affording your next vehicle easier, the best way to do this is to opt for a vehicle under 20K.

    Lower Insurance Costs

    Another benefit of buying a vehicle for under 20K is that it can lower your insurance costs. Auto insurance agencies examine several factors when determining your monthly insurance premiums. For example, they may consider your age, gender, driving history, and the histories of any others who may drive the vehicle.

    Another common factor is the vehicle itself. If you purchase a vehicle with a lower value, this means that the insurance company isn’t taking on as big a risk. They can, therefore, offer you a more affordable rate, making your monthly payments more manageable. If you want to keep your insurance costs low when buying your next vehicle, aim to keep the cost low while also searching for vehicles with the latest safety features.

    Available Financing Options

    Most buyers rely on auto loans to purchase a vehicle. However, if you have a lower credit score, it’s not always easy to secure financing on a brand-new vehicle. As with insurance, you want to minimize the risk for the lender. You can do this by choosing a vehicle that costs less than 20K. This is a great way for people with less-than-ideal credit scores to get a reliable car while simultaneously building their credit scores.

    Plenty of Options

    Finally, despite limiting your selection to vehicles valued under 20K, there are still plenty of options available. You can find both used and new vehicles for less than 20K, including a few basic models from the current manufacturing year. These won’t always have the most premium features, but they are still reliable new vehicles.

    The other option is to purchase a used vehicle. When you decide to buy a used vehicle, you open up your options to any manufacturing year. You then have many more options in front of you, making it easier to find a vehicle that fits your needs.

    How To Choose a Vehicle Under 20K

    Many vehicles are available for under 20K. Some are likely a better fit for you than others, so it’s important you choose the right one. If you’re interested in buying a vehicle for under 20K, below are the steps you can follow to make it happen.

    Make a List of Your Needs and Wants

    Start by making two lists — one for the things you absolutely need to have in your next vehicle and one for the things you’d like to have but don’t necessarily need. For example, if you have a large family, you may require a vehicle with three rows of seats. And while you may like the idea of heated front seats for those cold winter days, you don’t necessarily need them. Take some time to create your two lists, as doing so will help quickly narrow down your options.

    Explore the Available Options

    Once you have a clearer idea of what you’re looking for, you can start exploring the available options. Here at Stan McNabb Chevrolet of Columbia, we have a wide selection of new and used vehicles available for under 20K. You can easily browse through our website and filter by certain features or makes and models to see which of our vehicles match your needs. If you don’t see what you’re looking for today, check back again soon, as we regularly update our inventory.

    Plan Out Your Finances

    The next thing you’ll want to do is see what you can afford. We have a few tools that may help you do this. You can use our payment calculator to estimate how much it’s likely to cost each month for the vehicle you’re interested in. You can also use our trade-in evaluator to see how much you could get for your current vehicle and then factor that into your payment plan. Finally, think about how much you’re likely to spend on insurance and gas each month, as these are important vehicle costs.

    Take a Test Drive

    The last thing to do is come in for a test drive. Schedule an appointment with us and let us know which vehicle interests you. We’ll take you out for a test drive so you can see for yourself whether the vehicle you’re interested in is a good fit for your needs. If you like the vehicle, we’ll start the buying process. Before you know it, you’ll be out the door with your new vehicle that cost you less than 20K.

    Get Started Today

    Opting for a vehicle for under 20K is a great choice for many buyers. To ensure you get the vehicle you’re after, get started with the buying process today. Take some time to browse through our inventory and use our numerous online tools to help you plan. Then, when you’re ready, contact us to schedule an appointment or ask us any questions you may have. We’re always available to assist you and help you make the right choice for your next vehicle.

     

     

    Looking for a quality and affordable used car in Columbia, TN. Stop by Stan McNabb Columbia Chevrolet’s used car lot to browse our pre-owned cars and certified pre-owned cars. We sell more than used Chevrolets. We also sell used cars from Buick, Cadillac, Chrysler, Dodge, Ford, GMC, Toyota, and Nissan just to name a few. When you buy a used car, you save money, and pay less for insurance, taxes and registration. We also offer financing on used cars with affordable interest rates.

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    Main 931-548-1370 Sales 931-548-1370
    101 S James Campbell Blvd
    Columbia, TN 38401
    Glovebox
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    Contact Us

    Contact Us

    Main 931-548-1370 Sales 931-548-1370
    101 S James Campbell Blvd
    Columbia, TN 38401
    Glovebox
    Stan Mcnabb Chevrolet Columbia 35.58874, -87.0417.